Aquitaine Underwriters | Excess and Surplus Lines Buffer Layer Program
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Excess and Surplus Lines Buffer Layer Program

Program Features


Our E&S Buffer Layer is a program is written on a non-admitted basis by our partner Great American, an A.M. Best rated “A+“  (Excellent) carrier. This program is available nationwide excluding New York and Delaware. This program is available on an admitted basis in the Commonwealth of Massachusetts.

Program Framework

  • Policy Limits as high as $1,000,000
  • $500,000 available limit for police and fire with a minimum attachment point of $250,000

Coverage Components

  • Death
  • Dismemberment
  • Permanent Partial
  • Permanent Total
  • Temporary Partial
  • Temporary Total
  • Medical Expense
  • Indemnity
  • Allocated Loss Adjustment Expense
  • Occupational Disease
  • Cumulative Trauma
  • Employers Liability

Available Options

  • Waiver of Subrogation
  • Waiver of Recovery
  • Volunteers Endorsements
  • Aviation Endorsements

Submission Requirements

  • Completed Application
  • Payroll by NCCI class code
  • 5 years of currently valued losses
  • Detail description of losses excess 50% of requested retention

Our Partner

With our partner Great American we are able to offer Buffer Layer Insurance options for large employers that self-insure their workers compensation. This product is designed for qualified individual self-insured, self-insured groups, captives and large deductible clients that do not have to meet collateralization requirements.

You can Purchase with Confidence

Insurance is issued and delivered as surplus lines coverage underwritten by an eligible surplus lines insurer pursuant to applicable state insurance statutes. The information presented here is for information purposes only for licensed surplus lines agents and brokers and is not intended as a solicitation or offer to sell any insurance product directly to the policyholder and/or where the solicitation, offer, sale or purchase thereof would be unlawful.

Proven Experience

We know it's often hard to figure out how to determine what type of coverage you need. Let our dedicated staff formulate a comprehensive risk management package to cover all of your Excess Workers Compensation needs.

Would you like a quote?

Contact us today

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